Plan Design

Up to Date and Compliant

Staying compliant with ever-changing regulatory changes requires a continuous review of plan design. We work closely with plan sponsors and their providers to ensure compliance.

Some of the plan design features that we consider include:

• Automatic plan features
• Pre-tax and after-tax contributions
• Employer match
• Company stock
• Brokerage window
• Loan provisions
• Payroll transmittals
• Online data security
• Participant communications

We review plan data such as participation levels, average balances, inter-fund allocations, funds per participant, fund usage, lifecycle and asset allocation funds and peer plan sponsor surveys with the investment committee and review plan expenses to optimize participant services.